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Free UAE Tool — Updated 1 July 2026

Business Setup Cost Calculator UAE

Estimate what it really costs to start a company in the UAE in 2026 — across Dubai mainland and 20+ free zones (IFZA, DMCC, Meydan, RAKEZ, Ajman, SHAMS, DIFC, ADGM and more). Pick a jurisdiction, your visa count and activity for an instant AED estimate. Figures are researched estimates, not quotes — for an exact number, message us on WhatsApp.

Your setup details

Mainland trades UAE-wide; free zones give 100% ownership and cheaper entry. Not sure? Pick the first option.

Including yours. 0 = licence only (holding / no residency).

Some zones are media-only or trading-only — we'll flag a mismatch.

Regulated activities (financial, medical, food, education, legal) need extra external approvals not included here — ask us.

Most free-zone packages bundle a flexi-desk. A private office adds ~AED 15,000–40,000/yr, varies by size & emirate.

Estimated cost

Pick a jurisdiction to see your estimate.

Year 1

Renewal (yr 2)

3-year

Licence + office (base)
Visas (1)
Jurisdiction
Get an exact quote on WhatsApp

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Estimates only, based on 2026 published + consultant-cross-checked figures. Real cost varies with your office choice, business activity (regulated activities add external approvals), visa type, and current promotions. This is not a quote and not tax or legal advice — talk to us for an exact figure for your case.

What's typically in this estimate

Typical composition of a UAE setup — national ranges, not a specific zone's line items. Government fees are fixed; office and service fees are where the number moves.

Licence stack (one-off + annual)

Trade-name reservation
AED 600 – 1,500
Initial approval
AED 100 – 1,000
MoA / notarisation (if LLC)
AED 900 – 3,000
Trade licence fee
AED 6,000 – 15,000+
Establishment / immigration card
AED 1,000 – 2,500
e-channel / PRO file
AED 1,500 – 4,200
Flexi-desk / office (bundled in most FZ packages)
AED 5,000 – 20,000

Per-visa stack (each residence visa)

Entry permit
AED 500 – 1,200
Status change (if in-country)
AED 650 – 850
Medical test
AED 350 – 750
Emirates ID
AED 370 – 575
Residence stamping
AED 500 – 650
Mandatory medical insurance
AED 800 – 1,500

Trusted by UAE businesses

  • PSC FZE
  • Yellow Rock Trading
  • STIT
  • Jajoo Rashmi Refractories
  • Safe Express Freight Brokers
  • Happy Field Consultancy FZCO
  • Palmdrip Readymade Garments LLC
  • HEKLA Consulting FZCO
  • Dar Al Qarat Jewellery Trading LLC

We're not a free-zone agent chasing a commission — we're the accountants who advise on the right structure, then keep your books, VAT and corporate tax right afterwards.

2026 cost comparison

Every UAE jurisdiction, licence + visa cost side by side.

All figures are 2026 estimates in AED. "Licence (0-visa)" is the realistic entry point including a flexi-desk where the zone mandates one — not the misleading bare-licence teasers. Sorted cheapest first by one-visa cost.

JurisdictionTypeLicence (0-visa)With 1 visaPer extra visa
KEZAD Abu DhabiFree zoneAED 8,000AED 9,400AED 1,700
Hamriyah Free Zone SharjahFree zoneAED 5,000AED 11,000AED 3,785
UAQ Free Zone (UAQ FTZ) Umm Al QuwainFree zoneAED 8,000AED 12,500AED 3,500
Ajman Free Zone AjmanFree zoneAED 5,555AED 13,131AED 5,000
SHAMS (Sharjah Media City) SharjahFree zoneAED 5,750AED 13,420AED 3,000
RAKEZ Ras Al KhaimahFree zoneAED 6,000AED 14,320AED 4,000
Fujairah Creative City FujairahFree zoneAED 10,000AED 14,500AED 4,200
Meydan Free Zone DubaiFree zoneAED 12,500AED 15,000AED 3,500
IFZA DubaiFree zoneAED 12,900AED 15,400AED 4,500
Masdar City Free Zone Abu DhabiFree zoneAED 7,000AED 17,500AED 3,050
SAIF Zone SharjahFree zoneAED 10,800AED 18,670AED 4,400
Dubai South (DSBH) DubaiFree zoneAED 12,500AED 19,000AED 3,800
twofour54 Abu DhabiFree zoneAED 3,500AED 20,000AED 4,070
Fujairah Free Zone (FFZA) FujairahFree zoneAED 15,000AED 21,000AED 3,450
Sharjah Mainland (SEDD) SharjahMainlandAED 17,000AED 22,000AED 4,500
Abu Dhabi Mainland (ADDED) Abu DhabiMainlandAED 20,000AED 28,000AED 4,000
DWTC Free Zone DubaiFree zoneAED 12,000AED 29,000AED 4,500
Dubai Mainland (DET) DubaiMainlandAED 22,000AED 30,000AED 4,500
DMCC DubaiFree zoneAED 22,500AED 32,000AED 4,500
DAFZA DubaiFree zoneAED 14,000AED 32,000AED 4,500
ADGM (Abu Dhabi Global Market) Abu DhabiFree zoneAED 21,300AED 32,000AED 4,500
JAFZA (Jebel Ali) DubaiFree zoneAED 30,000AED 38,000AED 4,000
Dubai Silicon Oasis (DIEZ) DubaiFree zoneAED 12,000AED 43,000AED 4,860
DIFC (Dubai International Financial Centre) DubaiFree zoneAED 44,070AED 95,000AED 6,000
RAK ICC (Offshore) Ras Al KhaimahOffshoreAED 3,250

Sources: official zone rate cards (where published) + 3+ consultant sources cross-checked. Offshore (RAK ICC) issues no residence visas. Premium centres (DIFC/ADGM) mandate a physical office — the one-visa figure reflects that.

What drives the cost

Fixed government fees, plus the levers that actually move your bill.

Fixed — government line items

Trade licence, registration, establishment card and e-channel/immigration file. These are set by the authority and barely move — they're the floor of every estimate.

Lever 1 — office

The biggest swing. A flexi-desk is a few thousand dirhams; a mandatory fitted office (DIFC, ADGM, JAFZA) can be AED 50,000–100,000+. Most budget zones bundle a flexi-desk into the licence.

Lever 2 — visas

Each residence visa adds AED 3,000–6,000 (employee) or more (investor). Visa quota is tied to your office size in many zones, so more visas can force a bigger office too.

Lever 3 — activity

Regulated activities (financial, medical, food, education) need external approvals that add fees and time. Media-only zones can't do trading; industrial licences cost more than service ones.

Scope & disclaimer

This calculator gives 2026 setup-cost estimates (±25%) for guidance only. It is not a quote, not legal advice, and does not cover regulated-activity approvals, share-capital requirements, or the ongoing accounting, VAT and corporate-tax obligations that follow formation. Free-zone promotions change often — always confirm the current rate card with the zone.

Velmont Crest is a UAE accounting and advisory firm. We advise on the right structure and handle the bookkeeping, VAT and corporate tax once you're set up — see our business setup advisory.

Business setup FAQs

The cost questions people actually ask.

How much does it cost to set up a business in Dubai in 2026?

It depends almost entirely on jurisdiction and visa count. The cheapest genuine free-zone licence with one residence visa is around AED 12,500 (KEZAD), a Dubai mainland LLC with one visa runs about AED 30,000, and a premium financial-centre setup (DIFC/ADGM) starts well above AED 90,000 because a physical office is mandatory. Use the calculator above to estimate your own case — all figures are 2026 estimates, not quotes.

What is the cheapest free zone in the UAE?

For a bare 0-visa licence, Ajman Free Zone (from ~AED 5,555) and Hamriyah (from ~AED 5,000) are the lowest. But once you need a residence visa, UAQ Free Zone's all-inclusive AED 12,500 bundle (licence + 1 visa + medical + Emirates ID + co-working) is usually the best real value, with Ajman and RAKEZ close behind. The 'from AED X' teasers you see advertised almost always exclude the visa and office — always compare licence + visa + office together.

Is a mainland or free zone company cheaper?

Free zones are usually cheaper to start (from ~AED 12,500 with a visa) and give 100% ownership without a local partner, but they trade primarily within the free zone or internationally. A Dubai mainland licence (from ~AED 22,000) costs more and normally needs an Ejari office, but lets you trade anywhere in the UAE and take on government or local-market contracts. The right answer depends on who your customers are, not just price.

Why is DMCC or JAFZA advertised 'from AED 7,500' but your estimate is higher?

Those low headline numbers are the bare licence fee only. DMCC and JAFZA both require you to lease physical space (a flexi-desk at minimum), so the realistic all-in first-year cost is higher than the teaser — around AED 22,500 for DMCC and AED 30,000–49,000 for JAFZA (flexi-desk vs warehouse). The calculator uses the realistic all-in figure, not the teaser, so you're not surprised later.

Does the estimate include visa costs?

Yes. Each residence visa is a stack — entry permit, status change, medical, Emirates ID, stamping and mandatory insurance — roughly AED 3,000–6,000 per employee visa and more for an investor visa. The calculator adds this per visa on top of the licence + office base. Visas also renew on a 2-year cycle, not annually.

Are these figures exact?

No — they are 2026 estimates (±25%) built from official zone rate cards where published and 3+ consultant sources cross-checked where not. Real cost moves with your office choice, business activity (regulated activities add external approvals), visa type and current promotions. Government line items are fixed; the swing is mostly office rent and visa count. For an exact figure, message us on WhatsApp with your activity and visa count.

Which free zones are VAT designated zones?

A handful — JAFZA, DAFZA and (conditionally) DMCC — are VAT designated zones, which changes how VAT applies to goods moved in and out. Most others (IFZA, Meydan, Ajman, RAKEZ, SHAMS, etc.) are not. If VAT treatment on physical goods matters to you, tell us and we'll factor it into the recommendation — it rarely changes the setup cost but can change your ongoing VAT position.

Velmont Crest accounting advisor — Dubai SME engagement

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