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Free UAE Tool — Updated 1 July 2026

Business Setup Cost Calculator UAE

This free business setup cost calculator estimates what it really costs to start a company in Dubai and the wider UAE in 2026 — across Dubai mainland and 20+ free zones (IFZA, DMCC, Meydan, RAKEZ, Ajman, SHAMS, DIFC, ADGM and more). Pick a jurisdiction, your visa count and activity for an instant AED company formation cost estimate. Figures are researched estimates, not quotes — for a tailored figure see our business setup advisory or message us on WhatsApp.

How to read every number here

  • Published The zone publishes this exact figure on its own site. We show the domain and the month we checked it.
  • Estimate Estimate — this zone does not publish a rate. It is a consultant-derived working figure, never a tariff — get a quote for the real number.

Of the 120 cost figures behind this tool, 3 are published rates and 117 are estimates. 6 zones publish a rate of any kind. Any total mixing the two is marked as containing estimates.

Your setup details

Mainland trades UAE-wide; free zones give 100% ownership and cheaper entry. Not sure? Pick the first option.

Including yours. 0 = licence only (holding / no residency).

Some zones are media-only or trading-only — we'll flag a mismatch.

Regulated activities (financial, medical, food, education, legal) need extra external approvals not included here — ask us.

Most free-zone packages bundle a flexi-desk. A private office adds ~AED 15,000–40,000/yr, varies by size & emirate.

Estimated cost

Pick a jurisdiction to see your estimate.

Year 1

Renewal (yr 2) est

3-year est

Licence + office (base)
Visas (1)
Jurisdiction
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Almost every figure on this page is an ESTIMATE. Only a handful of zones publish a rate at all — those lines are marked as published, with the zone's own domain and the month we checked it. Everything else is consultant-derived and is marked Estimate. Real cost varies with your office choice, business activity, visa type and current promotions. This is not a quote and not tax or legal advice — ask us for an exact figure for your case.

What's typically in this estimate

Estimate Typical composition of a UAE setup — national ranges, not a specific zone's line items and not published by any authority as a set. Government fees are fixed; office and service fees are where the number moves.

Licence stack (one-off + annual)

Trade-name reservation
AED 600 – 1,500
Initial approval
AED 100 – 1,000
MoA / notarisation (if LLC)
AED 900 – 3,000
Trade licence fee
AED 6,000 – 15,000+
Establishment / immigration card
AED 1,000 – 2,500
e-channel / PRO file
AED 1,500 – 4,200
Flexi-desk / office (bundled in most FZ packages)
AED 5,000 – 20,000

Per-visa stack (each residence visa)

Entry permit
AED 500 – 1,200
Status change (if in-country)
AED 650 – 850
Medical test
AED 350 – 750
Emirates ID
AED 370 – 575
Residence stamping
AED 500 – 650
Mandatory medical insurance
AED 800 – 1,500

Trusted by UAE businesses

  • PSC FZE
  • Yellow Rock Trading
  • STIT
  • Jajoo Rashmi Refractories
  • Safe Express Freight Brokers
  • Happy Field Consultancy FZCO
  • HEKLA Consulting FZCO
  • Dar Al Qarat Jewellery Trading LLC

We're not a free-zone agent chasing a commission — we're the accountants who advise on the right structure, then keep your books, VAT and corporate tax right afterwards.

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Email me this setup estimate — plus the 2026 UAE Compliance Calendar

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Reply within 1 UAE business day · data stored in UAE, never sold · advisory support, not an FTA tax agent.

2026 cost comparison

Every UAE jurisdiction, licence + visa cost side by side.

Every figure below carries its own marker. Published means the zone lists that exact number on its own site, with the domain and check month in the last column. Est means the zone publishes no such rate and the number is a consultant-derived estimate. Sorted cheapest first by one-visa cost.

JurisdictionTypeLicence (0-visa)With 1 visaPer extra visaWhere the number comes from
KEZAD Abu DhabiFree zoneAED 8,000 EstAED 9,400 EstAED 1,700 EstEstimate — this zone does not publish a rate. Get a quote
Hamriyah Free Zone SharjahFree zoneAED 5,000 EstAED 11,000 EstAED 3,785 EstEstimate — this zone does not publish a rate. Get a quote
UAQ Free Zone (UAQ FTZ) Umm Al QuwainFree zoneAED 8,000 EstAED 12,500 EstAED 3,500 EstAll-inclusive package AED 2,266 per month; freelance permit with visa AED 1,818 per month. uaqftz.com · checked Aug 2026
Ajman Free Zone AjmanFree zoneAED 5,555 EstAED 13,131 EstAED 5,000 EstEstimate — this zone does not publish a rate. Get a quote
SHAMS (Sharjah Media City) SharjahFree zoneAED 5,750 EstAED 13,420 EstAED 3,000 EstEstimate — this zone does not publish a rate. Get a quote
RAKEZ Ras Al KhaimahFree zoneAED 6,000 PublishedAED 14,320 EstAED 4,000 EstStarter Package AED 6,000; Instant Licence AED 6,000 basic and AED 12,000 lite; all-inclusive package AED 14,000. rakez.com · checked Aug 2026
Fujairah Creative City FujairahFree zoneAED 10,000 EstAED 14,500 EstAED 4,200 EstEstimate — this zone does not publish a rate. Get a quote
Meydan Free Zone DubaiFree zoneAED 12,500 PublishedAED 15,000 EstAED 3,500 EstDigital trade licence from AED 12,500; Fawri instant licence from AED 15,000; investor visa from AED 4,000; employee visa from AED 3,500; establishment card from AED 2,000; medical and Emirates ID from AED 2,250. meydanfz.ae · checked Aug 2026
IFZA DubaiFree zoneAED 12,900 EstAED 15,400 EstAED 4,500 EstEstimate — this zone does not publish a rate. Get a quote
Masdar City Free Zone Abu DhabiFree zoneAED 7,000 EstAED 17,500 EstAED 3,050 EstEstimate — this zone does not publish a rate. Get a quote
SAIF Zone SharjahFree zoneAED 10,800 EstAED 18,670 EstAED 4,400 EstEstimate — this zone does not publish a rate. Get a quote
Dubai South (DSBH) DubaiFree zoneAED 12,500 EstAED 19,000 EstAED 3,800 EstEstimate — this zone does not publish a rate. Get a quote
twofour54 Abu DhabiFree zoneAED 3,500 EstAED 20,000 EstAED 4,070 EstEstimate — this zone does not publish a rate. Get a quote
Fujairah Free Zone (FFZA) FujairahFree zoneAED 15,000 EstAED 21,000 EstAED 3,450 EstEstimate — this zone does not publish a rate. Get a quote
Sharjah Mainland (SEDD) SharjahMainlandAED 17,000 EstAED 22,000 EstAED 4,500 EstEstimate — this zone does not publish a rate. Get a quote
Abu Dhabi Mainland (ADDED) Abu DhabiMainlandAED 20,000 EstAED 28,000 EstAED 4,000 EstEstimate — this zone does not publish a rate. Get a quote
DWTC Free Zone DubaiFree zoneAED 12,000 EstAED 29,000 EstAED 4,500 EstEstimate — this zone does not publish a rate. Get a quote
Dubai Mainland (DET) DubaiMainlandAED 22,000 EstAED 30,000 EstAED 4,500 EstEstimate — this zone does not publish a rate. Get a quote
DAFZA DubaiFree zoneAED 14,000 EstAED 32,000 EstAED 4,500 EstEstimate — this zone does not publish a rate. Get a quote
ADGM (Abu Dhabi Global Market) Abu DhabiFree zoneAED 20,200 EstAED 32,000 EstAED 4,500 EstRegistration Authority fees in USD: non-financial USD 5,500 initial and USD 5,000 renewal; retail USD 2,500 initial and USD 2,000 renewal. adgm.com · checked Aug 2026
DMCC DubaiFree zoneAED 22,500 EstAED 35,484 PublishedAED 4,500 EstBasic Biz (1 visa) AED 35,484; JLT Resident AED 29,205; Crypto Centre AED 31,000; Prime Plus 1-year AED 38,025; Jump Start 1-year AED 43,780. dmcc.ae · checked Aug 2026
JAFZA (Jebel Ali) DubaiFree zoneAED 30,000 EstAED 38,000 EstAED 4,000 EstWarehouses from AED 400 per sqm. JAFZA publishes no licence or visa tariff. jafza.ae · checked Aug 2026
Dubai Silicon Oasis (DIEZ) DubaiFree zoneAED 12,000 EstAED 43,000 EstAED 4,860 EstEstimate — this zone does not publish a rate. Get a quote
DIFC (Dubai International Financial Centre) DubaiFree zoneAED 44,070 EstAED 95,000 EstAED 6,000 EstEstimate — this zone does not publish a rate. Get a quote
RAK ICC (Offshore) Ras Al KhaimahOffshoreAED 3,250 EstEstimate — this zone does not publish a rate. Get a quote

Only 6 of the 25 jurisdictions here publish a rate of any kind, and only 3 of the 120 figures in this dataset are published rates. Everything marked Est is our estimate, not the zone's price. Offshore (RAK ICC) issues no residence visas. Premium centres (DIFC, ADGM) mandate a physical office — the one-visa figure reflects that.

Per-zone estimates

Using this as an IFZA cost calculator — and for Meydan, DMCC or RAKEZ.

Looking for an IFZA cost calculator? This one covers IFZA. Select IFZA in the jurisdiction dropdown, set your visa count and activity type, and it returns an all-in 2026 estimate — licence, flexi-desk, visa stack and establishment card together — plus the year-two renewal figure most calculators leave out. Same for Meydan, DMCC, RAKEZ, Ajman, SHAMS, DIFC and ADGM.

Worked example, one founder on an IFZA licence: base licence about AED 12,900 with no visas, about AED 15,400 all-in once one residence visa is added, and about AED 4,500 for each visa after that. Renewal lands near AED 12,900 a year before visa re-issue, which re-bills on a two-year cycle rather than annually. Two caveats the calculator flags for you: the flexi-desk package caps the visa quota at roughly three, and IFZA's VAT designated-zone status is disputed — verify it with the FTA before you plan around it.

IFZA does not publish a public rate card, so these are researched estimates (±25%) cross-checked across multiple setup consultants — not a quote, and not an offer. Want the real number for your activity and visa count? Get a quote or read the full IFZA free zone guide.

What drives the cost

Fixed government fees, plus the levers that actually move your bill.

Fixed — government line items

Trade licence, registration, establishment card and e-channel/immigration file. These are set by the authority and barely move — they're the floor of every estimate.

Lever 1 — office

The biggest swing. A flexi-desk is a few thousand dirhams; a mandatory fitted office (DIFC, ADGM, JAFZA) is commonly estimated at AED 50,000–100,000+, though no zone publishes an office tariff. Most budget zones bundle a flexi-desk into the licence.

Lever 2 — visas

Each residence visa adds AED 3,000–6,000 (employee) or more (investor). Visa quota is tied to your office size in many zones, so more visas can force a bigger office too.

Lever 3 — activity

Regulated activities (financial, medical, food, education) need external approvals that add fees and time. Media-only zones can't do trading; industrial licences cost more than service ones.

Scope & disclaimer

This calculator gives 2026 setup-cost estimates (±25%) for guidance only. It is not a quote, not legal advice, and does not cover regulated-activity approvals, share-capital requirements, or the ongoing accounting, VAT and corporate-tax obligations that follow formation. Free-zone promotions change often — always confirm the current rate card with the zone.

Velmont Crest is a UAE accounting and advisory firm. We advise on the right structure and handle the bookkeeping, VAT and corporate tax once you're set up — see our business setup advisory.

Business setup FAQs

The cost questions people actually ask.

Is there an IFZA cost calculator?

Yes — this is one. Pick IFZA from the jurisdiction list, set your visa count and activity, and it returns a 2026 all-in estimate rather than a bare licence teaser. On current data an IFZA licence with no visas estimates from about AED 12,900, an IFZA licence with one residence visa from about AED 15,400 all-in, and each additional visa about AED 4,500. All figures are researched estimates (±25%), not quotes — IFZA does not publish a public rate card, so these are cross-checked consultant figures. For a firm number, request a quote.

How much does it cost to set up a business in Dubai in 2026?

The cost of setting up a business in Dubai depends almost entirely on jurisdiction and visa count. Among zones that publish a tariff, RAKEZ advertises a Starter Package at AED 6,000 and Meydan a digital trade licence from AED 12,500 (rakez.com and meydanfz.ae, both checked Aug 2026); a Dubai mainland LLC and a premium financial-centre setup (DIFC/ADGM) are both quoted rather than published, and the financial centres cost far more because a physical office is mandatory. Use the calculator above to estimate your own case — all figures are 2026 estimates, not quotes.

What is the cheapest free zone in the UAE?

Only a few zones publish a rate at all. Of those that do, RAKEZ advertises a Starter Package at AED 6,000 and UAQ FTZ an all-inclusive package from AED 2,266 a month (rakez.com and uaqftz.com, both checked Aug 2026). Ajman Free Zone and Hamriyah sit in the same budget bracket but publish no tariff, so treat any figure quoted for them as an estimate until the zone confirms it. The 'from AED X' teasers you see advertised almost always exclude the visa and office — always compare licence + visa + office together.

Is a mainland or free zone company cheaper?

Free zones are usually cheaper to start (from ~AED 12,500 with a visa) and give 100% ownership without a local partner, but they trade primarily within the free zone or internationally. A Dubai mainland licence (from ~AED 22,000) costs more and normally needs an Ejari office, but lets you trade anywhere in the UAE and take on government or local-market contracts. The right answer depends on who your customers are, not just price.

Why is DMCC or JAFZA advertised 'from AED 7,500' but your estimate is higher?

Those low headline numbers are the bare licence fee only. DMCC and JAFZA both require you to lease physical space, a flexi-desk at minimum, so the realistic all-in first-year cost is far higher than the teaser. DMCC publishes its Basic Biz package with one visa at AED 35,484 (dmcc.ae, checked Aug 2026). JAFZA publishes no licence tariff at all — only warehouse space from AED 400 per sqm (jafza.ae, checked Aug 2026) — so the JAFZA figures in this calculator are our estimates, clearly marked as such. The calculator uses realistic all-in figures, not teasers, so you are not surprised later.

Does the estimate include visa costs?

Yes. Each residence visa is a stack — entry permit, status change, medical, Emirates ID, stamping and mandatory insurance — roughly AED 3,000–6,000 per employee visa and more for an investor visa. The calculator adds this per visa on top of the licence + office base. Visas also renew on a 2-year cycle, not annually.

Are these figures exact?

Mostly no, and the page tells you which is which. Only a handful of UAE zones publish a rate card at all; those figures are marked Published and carry the zone's own domain and the month we checked it. Every other figure is marked Estimate — a consultant-derived working number cross-checked across sources, accurate to roughly ±25%, and never a tariff. Real cost moves with your office choice, business activity, visa type and current promotions. Government line items are fixed; the swing is mostly office rent and visa count. For an exact figure, message us with your activity and visa count.

How much does a Dubai mainland trade licence cost in 2026?

A Dubai mainland licence starts from around AED 22,000 for the bare licence and runs to roughly AED 30,000 all-in with one residence visa and a small Ejari office. The exact figure depends on your activity group (commercial, professional or industrial), the DED/DET fees for that activity, and whether external approvals apply. Mainland costs more than most free zones but lets you trade anywhere in the UAE. Use the calculator above to model your own case.

What ongoing costs come after setting up a company in Dubai?

Setup is a one-off; the recurring costs are annual licence renewal, office rent, visa renewals every 2 years, and mandatory accounting compliance — bookkeeping, VAT returns (if you cross the AED 375,000 registration threshold) and the annual corporate tax return. Most zones also charge an establishment-card renewal. Budgeting for year-two compliance early avoids surprises; Velmont Crest handles the accounting side once you're licensed.

How long does it take to set up a company in the UAE?

A straightforward free-zone licence can be issued in a few working days once your name reservation and documents are approved; residence visas add roughly one to three weeks for the medical, Emirates ID and stamping stack. Mainland setups and regulated activities that need external approvals take longer. Cost and timeline both move with your activity type and visa count — the calculator above estimates the cost side.

Do I need a physical office to set up in a Dubai free zone?

Not always. Most budget and mid-range free zones (IFZA, Meydan, Ajman, RAKEZ, SHAMS) bundle a flexi-desk into the licence, so no separate lease is needed for a small visa quota. Premium financial centres (DIFC, ADGM) and some logistics zones (JAFZA) do mandate a fitted physical office, which is the single biggest cost driver — commonly estimated at AED 50,000 to 100,000 or more, though none of those zones publishes an office tariff we could verify. Mainland companies normally need an Ejari-registered office.

Which free zones are VAT designated zones?

A handful — JAFZA, DAFZA and (conditionally) DMCC — are VAT designated zones, which changes how VAT applies to goods moved in and out. Most others (IFZA, Meydan, Ajman, RAKEZ, SHAMS, etc.) are not. If VAT treatment on physical goods matters to you, tell us and we'll factor it into the recommendation — it rarely changes the setup cost but can change your ongoing VAT position.

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